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Rated 5.0 (Excellent reviews)

Low rates guaranteed.

Financing your home is a big deal. Work with a trusted advisor.
No games. No gimmicks. No nonsense.

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About us

Why work with us?

Sasha Sams
CEO, Five Star Mortgage

We are a licensed, local mortgage broker with more than 3 decades of mortgage experience. We are independent and do not work for a specific bank or lender. That independence is your secret home financing weapon, since we can shop multiple wholesale mortgage lenders on your behalf — giving you access to more home loan options than what a bank or
online lender can offer.

The result is typically a cheaper, faster and easier mortgage for you.

Learn more

16 days

Avg. Closing Time

$1 Billion+

In origination

29+

Years of mortgage experience

How can we help?

Get a free rate quote

Find the best rates tailored to your needs—no cost, no obligation.

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Easily explore and compare rates to save on your mortgage.

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Get pre-approved

Take the first step toward your dream home with a quick pre-approval.

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HOW IT WORKS

Our simple home loan process

1
Pre-Approval

Share your financials to see how much you can borrow and at what rate.

2
Loan Application

Find a home within your budget and formally apply for a mortgage.

3
Lock Rate

Secure a fixed interest rate for your mortgage during the lock-in period.

4
Loan Processing

The lender verifies your details and appraises the property.

5
Underwriting

The underwriter reviews your application to decide loan approval.

6
Closing

Sign final documents, pay closing costs & officially own your new home.

Licensed in Texas & Maryland

Nichols rate watch

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WHY US

Benefits of working with us

Hassle free process

Simplified steps for an easy journey.
We handle the details for you.

Stellar service

Support whenever you need it. Service that stands out.

Open communication

Transparent updates at every step.
We keep you informed, always.

Specialized expertise

Tailored solutions for your unique needs. Focused experience you can trust.

Low rates

Save more with our competitive rates.
Affordable options without compromise.

Guidance

Clear advice for confident decisions.
Simplifying the process for you.

Our team

Meet our team of mortgage experts

Jon Nichols
Loan Officer  |  NMLS #211393
Phone: 854-232-3423
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Mariah Nichols
Loan Officer  |  NMLS #2352908
Phone: 854-232-3423
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Recent experience

Hear It From our customers

Your Home Loan Journey
Begins Here